Home Loans

 

Limit per Borrower: Maximum Limit Rs.70.00 Lacs
Margin Money:      20% of Sale Deed or
25% of Construction Contract
No. of EMIs:      84 to 120
(B.O.D. reserves right to change according to repayment capacity of applicant).
Rate of Interest: 12.50%
84 Months : 11.00%
120 Months : 11.50%
New Scheme New Home Loan For 144 Months W.E.F 05-08-2015
No. of EMIs:    144 Months (12 Years)
(B.O.D. reserves right to change according to repayment capacity of applicant).
Limit per Borrower: Maximum Limit Rs.20.00 Lacs
Group Limit 40% of Tier 1 and 2 Capital Fund as per RBI Norms (Subject to verification)
Margin Money: 20% of Sale Deed or

25% of Construction contract or

20% of Valuation Report.

No. of EMIs: 144 Months
Rate of Interest: 11.50% per Annum.
Guarantors: One guaranter (who holds property)
Collateral Security: 25% Life Insurance Policy of Loan Amount duly assigned in favour of Bank
Primary Security: Immovable Property
Click Here For Interest Rates
Guarantors:    One guaranter (who holds property)
Collateral Security:   25% Life Insurance Policy of Loan Amount.

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